Charlested Home
Buy now,
pay later.
Interest‑free.
Spread the cost of
beautiful interiors
We've partnered with Buyline to offer you flexible, interest-free credit on your Charlested Home purchases. Whether you're investing in a statement piece of furniture or refreshing a whole room, you can now spread the cost over up to 11 months — with zero interest, ever.
Apply directly at checkout in minutes. No lengthy forms, no hidden fees, no interest.
Buyline is a UK retail finance provider with a reputation for saying yes. Every application is reviewed by real people, and their open banking technology means minimal paperwork — just a quick, simple process so you can focus on enjoying your new home.
Credit is subject to status and eligibility. You must be 18 or over and a UK resident to apply. See eligibility details below.
Shop as normal
Browse and add your chosen items to your bag. No need to do anything different.
Choose finance at checkout
At checkout, select Buyline as your payment method and choose your preferred number of monthly instalments.
Quick application
Complete Buyline's short application form. You'll receive an instant decision — the whole process takes just a few minutes.
Order confirmed
Once approved, e-sign your agreement and your order is placed. Buyline pays us directly — you pay Buyline in monthly instalments.
See how much you could save each month
Use the example opposite to get a feel for your monthly payments. The actual calculator is available at checkout once you've added your items to your bag.
Example — £600 purchase
0% interest · No fees · Subject to status
Eligibility
To apply for interest-free credit through Buyline you will need to meet the following criteria at the time of application:
- Aged 18 or over
- A UK resident
- Able to afford the monthly repayments
- Hold a UK bank account
- Have a valid email address and phone number
Good to know
Buyline reviews every application individually and uses open banking technology to assess affordability — meaning you usually won't need to upload bank statements or payslips.
If your initial application isn't approved, Buyline's team will explore alternative options rather than simply declining. They're committed to helping customers find a solution.
You can withdraw from your credit agreement within 14 days of signing. Please note this does not cancel your purchase.
Ready to spread
the cost?
Add your items to your bag and select Buyline at checkout to apply for interest-free credit in minutes.
Charlested Home Ltd is a credit broker, not a lender. Credit is provided by Buyline Ltd, authorised and regulated by the Financial Conduct Authority (FRN 805162). Interest-free credit agreements of up to 11 months are unregulated. Credit is subject to status and affordability. UK residents aged 18+ only. Buyline FAQs →